For a valuable guidance and advice, before parking their savings, most of the salaried professionals in India approaches in this order
• Friends and Colleagues
• Family members
• Self research
• Friendly Neighborhood agents
• Paid professional expert & financial advisor.
It should however be vice-versa.
Ridiculously there is a lack of proper access to quality advice within literate community too.
The employer therefore should move forward for the benefit of their employees as the prosperity of the employer is directly proportional to productivity of its salaried professionals .They should employ or hire a CFP for the personal finance matters concerning to all in the company including the company itself.